While air and hotel points are smart for travelers, many companies owners prefer rewards for backward rewards for their flexibility. American Express Blue Business Cash ™ card It offers 2% cash back to the first $ 50,000 you spend each year, then 1% for all other eligible purchases afterwards.
This direct reward program allows business owners to focus on growing their business instead of watching bonuses categories. More information about the AMEX Blue Business Cash card, including how to earn and redeem and give the benefits.
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Annual fee
0 $
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Welcome offer
Earn credit credit $ 250 after you earn $ 3,000 on your card over the first 3 months
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Introductory purchases APR
0% when purchases for 12 months from the date of opening an account
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Ongoing APR purchases
17.49% – 27.49% variable
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Reward rate
- 2% Cash back to all eligible purchases up to $ 50,000 per calendar year
- 1% Cash back to all eligible purchases after spending $ 50,000 per calendar year (the cash obtained is automatically credited to your statement)
This card contains several other advantages that provide special value to enterprises. Here are several you should know about.
Add up to 99 employees to your account. You can set individual expenditure limits and warnings to monitor employees' spending. Employee purchases can also receive rewards for back money.
Renting cars receive protection against theft or damage when using a blue trading card to pay for the entire account. This protection is secondary, which means it complements the coverage provided by personal automotive insurance.
Eligible purchases will receive up to one additional year of coverage at the top of the manufacturer's warranty. This advantage applies to eligible US purchases on products that have five or less guarantees.
Your purchases are covered against theft or random loss in the first 90 days after their purchase. Each covered purchase can be entitled to up to $ 1,000, with a one -year -old $ 50,000.
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2% cash back to the first $ 50,000 spent per year for eligible purchases
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1% Cash back to all eligible purchases after spending $ 50,000 per calendar year
Blue Business Cash card It offers a number of ways to get rewards for backward expenses for your business expenses, including earning a welcome bonus and using your card to buy business.
You can also receive rewards through employees. Owners of companies can add employees cards to their accounts at no extra charge. Adding cards provides the opportunity to receive rewards for back money for purchases of employees that are expected to ceil $ 50,000 for 2% back. When your company's total expenditure reaches the ceiling, all other eligible purchases get 1% cash back.
The American Express also provides card holders of special offers to save money (usually by obtaining a loan for statement) on certain purchases. Offers are usually personalized based on your card type, expenditure formulas and customer profile. If you want to use them, you must manually activate them online or via the AMEX mobile application, and then make an eligible purchase from the participant dealer.
Unlike many other rewards programs, you don't have to do anything to reward your rewards for blue business cash. The rewards you receive are automatically used as a credit on your account. With this automatic redemption, your reward will never expire and there is no minimum redemption.
The American Express Blue Business Cash Card It is best for business owners who want to earn direct money back on everyday purchases. This card is ideal for people who do not want to watch bonus categories. Instead, this card allows you to give your rewards to the autopilot.
With an annual ceiling of $ 50,000 for $ 2% back, this card is a good choice for businesses, which on average less than $ 4,000 per month on credit cards. If you exceed the annual expenditure limit, the 1% cash rate is lower than what some other cards can offer.
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A flat rate of 2% back (up to $ 50,000 per calendar year, then 1%)
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No annual fee for business owner or employee cards
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Introduction APR Offer to Purchase
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Protection of free purchase
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No bonus categories for normal business expenses
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Does not offer partners of transfer
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Foreign transaction fee of 2.7%
Blue Business Cash Card can be used everywhere that receives American Express. AMEX cards are accepted on 99% of US companies accepting credit cards. However, admission is very different in foreign countries.
This card charges a fee for foreign transactions of 2.7% of all purchases outside the US to avoid these hidden fees, you should bring another trade credit card that, when traveling abroad, charges fees for foreign transactions.
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Make payments online or via AMEX mobile app
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Call (800) 472-9297 and make a payment by phone
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Mail payment to:
American Express
PO BOX 96001
Los Angeles, Ca, 90096–8000
This built -in content is not available in your region.
The Amex Blue Business Cash Card It offers many attractive benefits and simplified cash reward program. However, its benefits are limited and bonus cash is limited annually (2% of the first $ 50,000, then 1%). Owners of businesses who prefer flexible rewards, unlimited rewards or bonuses to maximize expenses should consider other trading credit cards.
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Annual fee
0 $
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Welcome offer
15,000 points of reward members after spending $ 3,000 for the first 3 months
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Introductory purchases APR
0% when purchases for 12 months from the date of opening an account
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Ongoing APR purchases
17.49% – 27.49% variable
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Reward rate
2x points for everyday business purchases such as office supplies or client dinners (applies to the first $ 50,000 in purchases per year, once). Conditions and restrictions apply.
Why do we like it: The Amex Blue Business Plus It offers gainful power similar to blue business cash, but earns points rather than money back. This gives you more flexible redemption options, including the use of your travel rewards.
Read our full review Amex Blue Business Plus
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Annual fee
150 $
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Welcome offer
Get $ 2,000 cash after spending $ 30,000 during the first 3 months and get another $ 2,000 cash bonus for every $ 500,000 spent during the first year
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Reward rate
- 5% Unlimited Money Back to Hotels and Car Rentals reserved through Capital One Travel
- 2% Unlimited money back to all other purchases (without limiting limits or category restrictions)
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Advantages
- Get an annual fee of $ 150 returned each year after spending at least $ 150,000
- Your expenditure limit is flexible and adapts on the basis of factors such as your purchase, payment and credit history
- You will never be charged interest because your balance is due every month
Why do we like it: The Capital One Spark Cash Plus It is an excellent choice for business owners with the needs of high expenditure. It has an annual fee of $ 150, but its remuneration rate has no limitation or limitation of the category, which gives you a lot of opportunities to get a lot of refund.
Read our full review Cash One Spark Plus
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Annual fee
0 $
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Welcome offer
Earn 750 $ bonus cash after spending $ 6,000 for the first 3 months
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Introductory purchases APR
0% Intro APR for purchases for 12 months
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Ongoing APR purchases
17.49% – 23.49% variable
Why do we like it: Owners of businesses looking for a reward card without an annual fee should consider Ink shop unlimited. This card earns flexible points that can be redeemed for refund, travel, gift cards and more. You can also combine your points with other eligible Chase cards that earn the final points of the reward.
Read our full review in the Ink store for Chase
This article has been edited Ben Walker (CEPF, CFEI®).
Editorial publication: Information in this Article has not been reviewed or approved by any advertiser. All opinions belong only to Yahoo finance and there are no other entities. Details of financial products, including card rates and fees, are accurate at the date of publication. All products or services are presented without warranty. Make sure you find the most up -to -date information on the bank's website. This site does not contain all currently available offers. The credit score itself does not guarantee or means approval of any financial product.
